A hard money loan is a very singular type of mortgage in which the loan is secured by a valuable asset such as real estate. This type of loan is most often used for the purchase of business real estate, but in some cases it can be used for private funding.

Real estate currently makes more money for capital investors than most other investment opportunities in the economy today. Rock bottom prices, foreclosures, short sales, combined with low interest rates, and a overly cautious general public, has resulted in one of the best buyers markets in recent history. How to take advantage of this trend?