What is hard money? A hard money loan is an asset based loan collateralized by one or more assets (usually real estate). The interest rate is usually higher than a traditional/conventional loan, like one received from a bank.

Factoring is becoming a popular yet not so well known tool in the arena of small business. It is an important way of keeping cash flowing through the business when invoices are delayed or accounts receivable are higher than the money in hand. Basically factoring helps you get cash for your business without having that [...]